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Cities with the most expensive homes in the St. Cloud metro area

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FOTOGRIN // Shutterstock
FOTOGRIN // Shutterstock

Purchasing a home is one of the most important investments there is. More than a place to live, homeownership is an asset with the potential to tremendously rise in value. But with home prices reaching record heights, plays a huge role for buyers.

The typical home value in the United States was $369,678 in August, 1.3% higher than the year before.

High mortgage rates are also making monthly payments more expensive; as of September 17, the sits at 6.95%.

Although home prices have inflated all across the U.S., there are some cities that command a higher price tag than others. Location, size, age, and condition are all contributing factors to home value.

compiled a list of cities with the most expensive homes in the St. Cloud metro area using data from . Charts show the monthly typical home value since January 2018. All 25 cities and towns with data available were included in the list.

You may also like: Is it cheaper to buy or rent in St. Cloud in 2026?

#25. Belgrade, MN

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#25. Belgrade, MN

- Typical home value: $184,532
- 1-year price change: +1.5%
- 5-year price change: +23.6%

#24. Paynesville, MN

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#24. Paynesville, MN

- Typical home value: $224,282
- 1-year price change: +2.1%
- 5-year price change: +29.7%

#23. Melrose, MN

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#23. Melrose, MN

- Typical home value: $232,287
- 1-year price change: +2.2%
- 5-year price change: +27.9%

#22. Brooten, MN

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#22. Brooten, MN

- Typical home value: $236,322
- 1-year price change: -1.2%
- 5-year price change: +18.3%

#20. Foley, MN

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#20. Foley, MN

- Typical home value: $257,064
- 1-year price change: +1.2%
- 5-year price change: +29.0%

#19. Kimball, MN

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#19. Kimball, MN

- Typical home value: $262,406
- 1-year price change: +0.9%
- 5-year price change: +24.4%

#18. Gilman, MN

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#18. Gilman, MN

- Typical home value: $264,004
- 1-year price change: +1.2%
- 5-year price change: data not available

#17. Eden Valley, MN

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9 / 25

#17. Eden Valley, MN

- Typical home value: $295,219
- 1-year price change: +4.4%
- 5-year price change: +20.3%

#15. Sauk Rapids, MN

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#15. Sauk Rapids, MN

- Typical home value: $303,905
- 1-year price change: +1.9%
- 5-year price change: +25.1%

#14. Sauk Centre, MN

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#14. Sauk Centre, MN

- Typical home value: $315,520
- 1-year price change: +3.0%
- 5-year price change: +26.6%

#13. Watkins, MN

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#13. Watkins, MN

- Typical home value: $320,084
- 1-year price change: +4.8%
- 5-year price change: +21.1%

#12. Saint Joseph, MN

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#12. Saint Joseph, MN

- Typical home value: $334,548
- 1-year price change: +4.1%
- 5-year price change: +26.9%

#10. Rice, MN

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#10. Rice, MN

- Typical home value: $351,400
- 1-year price change: +2.2%
- 5-year price change: +23.5%

#9. Albany, MN

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#9. Albany, MN

- Typical home value: $351,957
- 1-year price change: +2.2%
- 5-year price change: +24.3%

#8. Richmond, MN

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#8. Richmond, MN

- Typical home value: $360,385
- 1-year price change: +1.5%
- 5-year price change: +21.8%

#7. Cold Spring, MN

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#7. Cold Spring, MN

- Typical home value: $363,626
- 1-year price change: +2.2%
- 5-year price change: +23.8%

#5. Saint Augusta, MN

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#5. Saint Augusta, MN

- Typical home value: $370,546
- 1-year price change: +2.7%
- 5-year price change: +23.0%

#4. Avon, MN

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#4. Avon, MN

- Typical home value: $377,688
- 1-year price change: +2.6%
- 5-year price change: +27.9%

#3. Freeport, MN

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#3. Freeport, MN

- Typical home value: $401,813
- 1-year price change: +3.4%
- 5-year price change: +30.7%

#2. South Haven, MN

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#2. South Haven, MN

- Typical home value: $404,718
- 1-year price change: +4.5%
- 5-year price change: +21.7%